Most of us invest in credit cards, thinking they can give us time to pay our bills. That’s one of the many benefits of credit cards and probably the most common reason that drives people’s attention to credit card providers.

Every card offers the same services — a month or two to pay for the purchases. But is that all? Definitely not. A reward credit card is used to rack up your bonus points and redeem them for a valuable purchase later. It can be a generic one that offers rewards on all purchases or a travel card that makes your trips cheaper.

Depending on the number of points you’ve collected and the card you have, you can redeem these rewards for free tickets or a heavy discount on your favorite product. You must meet a few terms and conditions to qualify for these rewards, which we have explained later in this post. But, one thing in common in each reward card is the ability to earn cash back or a handful of points on every purchase. The question is, how do you know which purchase can save you the most? The answer is Pocket Buddy.

Pocket Buddy — Chrome Extension for Saving Money While Shopping Online

Technology has undoubtedly come a long way. Instead of having to search for the discount offers manually, people can automate the task by using a mobile app or a chrome extension that does all the hard work. All you have to do is add the extension to your browser, register an account, and start shopping.

Pocket Buddy is one such chrome extension that scans thousands of websites to find the latest cash back, rewards, and other options that can save you a considerable amount on every purchase. The system searches for the discounts that you can claim at checkout. The company is affiliated with 350+ retailers, including some popular names like Walmart, Amazon, and Target. All that’s needed from your end is downloading. That, too, won’t take up your hard drive space. Since it’s an extension, you can add it to your Chrome and start using it right away.

Make sure the payment method you use to register an account with Pocket Buddy will be used by the extension to fetch you the latest discounted offers. As mentioned above, they scan the web for the latest offers every minute, so you will always have the updated deals that will automatically be applied at checkout. The best part is they have these deals for nearly all reward cardholders. Whether it’s a travel card or a generic one, you just need to link it to Pocket Buddy, and there you go!

Absolutely Free with No Registration Requirement

Imagine getting a chance to save money on online shopping or getting cashback for every purchase you make at Amazon, Target, Flipkart, Apple, and other retailers associated with Pocket Buddy for free. Well, that’s what the company offers. You get all the benefits mentioned above without paying a single dime.  The extension is easy to use and is tailored to suit your needs by providing you with a seamless checkout experience. From adding products to your cart to applying coupon codes at checkout, Pocket Buddy streamlines every step of your shopping journey. There’s no sign-up needed, nor do you have to enter your bank or financial details. You just need to select a card that you are currently using and let the app do the rest. Pocket Buddy is designed for modern shoppers who are always on the lookout for ways to spend their money wisely. The platform helps people use the incentivized offers without having to register or pay any fee. It’s also for those who don’t have time to check multiple websites to find the latest deals that can save them a couple of dollars when shopping online. The company uses the power of AI to find discount offers and match them to the shopping websites you are using to buy products online.

Other Strategies to Maximize Your Reward Points when Shopping Online

In addition to Pocket Buddy, there are a few things you can do to maximize your credit card points when shopping online. Each reward credit card comes with a welcome bonus that can earn you thousands of reward points once you have hit the minimum spending limit within the given timeframe. Check out the terms and conditions of the card and spend the minimum amount to qualify for the welcome bonus. This will rack up your reward points quickly, giving you an opportunity to redeem them for a luxury purchase.

You can add an authorized user to increase your rewards. An authorized user will get full control over your credit card, and they can spend as much as they want. However, they won’t be liable to make payments, so make sure you use it wisely.

Of course, an important step to leveraging your credit card rewards is spending on the right categories. Check your reward cards to know which products or retailers they have collaborated with and where you should shop to maximize your bonuses. For example, if your credit card provider has partnered with American Airlines, they will give you cashback on booking a flight with them. And not just a few cents, but a really good amount, or hundreds of reward points that are converted into a great discount later.

To make the best of your reward credit cards, make sure you charge everything on your card, even the smallest purchase at a retail store that’s not affiliated with the card provider. That’s because credit card companies offer a couple of points on every purchase regardless of how much you spend and where you shop. In addition, rotating bonuses are also quite famous these days. Seasonal rewards can help you save tons of money on special occasions. It’s worth taking some time to review your credit card reward policy to understand the conditions for claiming the reward before making any decision.